How You Can Benefit

We know how tough things are financially.  DPPI helps patients and families manage the costs of their dental health care. DDPI was organized and will be operated exclusively to promote social welfare and to establish a non-profit plan for dental care and other health care plans, as contemplated and permitted in Chapter 613 of the Wisconsin Statues

Is DPPI real insurance?

Yes.  DPPI has been authorized to transact the business of a Service Insurance Corporation for Dental Care under Chapter 613 of the Wisconsin Statutes.  Its Certificate of Authority (Number 000-53465) was issued by the Office of the Wisconsin Commissioner of Insurance on August 10, 1987.  DPPI was organized and is operated exclusively to promote social welfare and to establish a non-profit plan for dental care and other health care plans, as contemplated and permitted in Chapter 613 of the Wisconsin Statutes.

Who is eligible to participate?

Anyone is eligible to participate.

Is DPPI a Health Maintenance Organization (HMO)?

No.

How much does the DPPI policy cost?

An Individual Plan costs $40 per year.  An even better cost is the Family Plan, which costs $50 per year.

Are there any exclusions for pre-existing conditions?

No. There are no exclusions for pre-existing conditions.

Does it matter if I already have primary Dental Insurance Coverage from my employer, my spouse's employer or any other source?

No.  In fact, this Supplemental Plan is very beneficial to you in this case, because with a few limitations and exclusions outlined below, the Plan will specifically apply to that percentage of your dental expenses which your primary Dental Insurance Coverage does not cover.  

However, PPO/HMO plan holders are not eligible for this supplemental insurance.

Does it matter if I do not have any primary Dental Insurance Coverage from an employer or other source?

No. In fact, just as for those who do have a primary Dental Insurance benefit from any employer or other source, this Plan is very beneficial because for a small premium you will have obtained a Plan of Limited Dental Insurance which covers a wide range of dental services and reduces your bills for those services by up to 20%.

How do I obtain coverage under the Dental Protection Plan, Inc. Plan of Insurance?

By submitting a completed application form and your annual payment to DDPI and being enrolled in the Plan.

Where do I get an application form?

Click here or call or write the DPPI at our office at 7130 W. Greenfield Ave in West Allis, Wisconsin 53214. (414) 259-9522

Can I go to any dentist anywhere in the world and obtain the Dental Protection Plan, Inc. benefits?

Unfortunately, no. To obtain the DPPI benefits you must obtain services in the office of and from a dentist who is a Designated Provider. Click here for a complete list of our providers.

Do coverages and benefits vary for different policy holders?

No. Your coverage and benefits are the same whether you have dental insurance coverage from an employer or other source.

Is there a deductible that I will have to pay out of my own pocket?

No.

How long am I covered under the Dental Protection Plan, Inc. policy?

The DPPI policy is written for a one year period commencing with the date your application is received and accepted by DPPI and you are enrolled as a Subscriber. It may be renewed on an annual basis thereafter. Or download a PDF Application.  (Click on the link below.)

What kind of dental services are covered and what is the extent of the benefits I will receive under the Dental Protection Plan, Inc. Policy

Maximum percentage of amount of

Benefit C

Benefit D

1. DIAGNOSTIC

UP TO 20%

20%

a.

Radiograph

UP TO 20%

20%

b.

Normal oral examination

2. PREVENTITIVE

a.

Adult and pediatric prophylaxis

UP TO 20%

20%

b.

Topical fluriode treatment (for subscribers under age 19)

UP TO 20%

20%

c.

Space maintainers that replace prematurely lost teeth (for subscribers under age 19)

UP TO 20%

20%

3. ANCILLARY

a.

Emergency palliative treatment

UP TO 20%

20%

b.

Emergency denture repairs or adjustments

UP TO 20%

20%

4. RESTORATIVE

a.

Direct filling procedure

UP TO 20%

20%

b.

Indirect filling procedures, Cast restorations gold and semiprecious only

UP TO 20%

20%

5. ORAL SURGERY EXCLUDING MAXILLOFACIAL SURGERY

UP TO 20%

20%

6. ENDODONTICS

UP TO 20%

20%

7. PERIODONTICS

UP TO 20%

20%

8. PROSTHODONTICS

a.

Fixed bridgework (gold, semi-precious, and non-precious)

UP TO 20%

20%

b.

Removable partial dentures

UP TO 20%

20%

c.

Complete dentures

UP TO 20%

20%

9. ORTHODONTICS

a.

Complete banding of patient up to patient's 18th birthday

UP TO 20%

20%

b.

Partial banding of patient up to patient's 18th birthday

UP TO 20%

20%

c.

Complete banding of adult patient

UP TO 20%

20%

d.

Partial banding of adult patient

UP TO 20%

20%

10. AGGREGATE MAXIMUM PER SUBSCRIBER

UNLIMITED

UNLIMITED

11. THE MAXIMUM DEDUCTIBLE YOU MAY BE SUBJECTED TO DURING ANY ONE BENEFIT YEAR IS AS SET FORTH IN YOUR HEALTH BENEFIT PLAN.

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